Looking For Help?

Looking For Help?

BEWARE OF SCAMS!

Home lending and foreclosure scams are costing Michigan residents thousands of dollars and often their homes. Those who are particularly vulnerable are senior citizens and those with low incomes or poor credit. Don’t allow yourself and your family to fall victim to one of these scams—educate yourself.

Scams come in many forms. State Attorney General Mike Cox has outlined many of these scams designed to strip you of your money and in many cases your home. To find out more, visit the State of Michigan website.

Be very cautious of any claim that promises to lower your monthly mortgage payment while also promising that in a short time you can own your home free and clear of debt. Further, con artists will seek you out. If you find yourself in foreclosure proceedings and receiving solicitations at your home via telephone, letter, home visits, etc., it is most likely these are attempts by scam artists to take advantage of your situation.

Complaints may be filed with the Attorney General’s Office at:

Consumer Protection Division
P.O. Box 30213
Lansing, MI 48909517-373-1140
Fax: 517-241-3771
Toll Free: 877-765-8388
www.michigan.gov/ag (online complaint form)

Assistance is Available

MSHDA Home Ownership Counselor Directory
866-946-7432

National Foundation for Credit Counseling
Homeowner Housing and Credit Counseling
800-388-2227

Federal Housing Administration
FHASecure - Provides certain sub-prime borrowers refinancing opportunities
1-800-CALL-FHA

U.S. Department of Housing and Urban Development
For further information on foreclosures and to locate a Home Ownership Counselor

HUD-Approved Housing Counseling Agencies
888-995-HOPE